Bosnia & Herzegovina
Implementing Agile in the Financial Sector: start small, then learn and expand
It is clear that the customers’ needs change constantly, and that to ensure customer satisfaction traditional institutions…Continue reading
Digitalization
- Internet usage (of pop.)
- 74%
- Did online shopping (age 15+)
- 20 – 24%
- Paid bills via internet (age 15+)
- 16 – 19%
- Accessed a bank account online (age 15+)
- 15 – 18%
- Paid utility bills using a mobile phone (age 15+)
- 3 – 4%
- Made or received digital payments (age 15+)
- 64 – 69%
Data overview for Bosnia & Herzegovina
Digitalization
- Internet usage (of pop.)
- 74%
- Did online shopping (age 15+)
- 20 – 24%
- Paid bills via internet (age 15+)
- 16 – 19%
- Accessed a bank account online (age 15+)
- 15 – 18%
- Paid utility bills using a mobile phone (age 15+)
- 3 – 4%
- Made or received digital payments (age 15+)
- 64 – 69%
Macro data
- Population 2020
- 3.5M
- GDP Total 2020
- €18.7B
- GDP per capita 2020 (PPP)
- €13,300
- GDP forecast 2021
- 3%
- Trade Flows (% of GDP)
- 81.4%
Banking data
- Total bank assets 2020
- €17.3B
- Total bank assets 2020/GDP
- 96%
- Account ownership (age 15+)
- 73 – 79%
- Debit card ownership (age 15+)
- 49 – 52%
Economic data
- Unemployment
- 16.5%
- Currency
- BAM
- Remittances (% of GDP)
- 9.3%
- Private Consumption (yoy)
- 1.7%
Data provided by Raiffeisen Research, Sources
Articles about fintech in Bosnia & Herzegovina
Bobot helps companies manage their bonus calculation and distribution
A motivated sales-team that creates magic stands behind Bobot, a fintech founded a little bit over 6…Continue reading
Bosnia & Herzegovina compared to other CEE countries
Bosnia & Herzegovina
- Internet usage (of pop.)
- 74%
- Did online shopping (age 15+)
- 20 – 24%
- Paid bills via internet (age 15+)
- 16 – 19%
- Accessed a bank account online (age 15+)
- 15 – 18%
Croatia
SerbiaData provided by Raiffeisen Research, Sources